first_img66, of Bayonne, died on March 6, after a hard-fought battle against sarcoidosis and pulmonary hypertension. Helen was wife, mother, grandmother, sister and friend to many. Daughter of the late P. Matthew and Mary O’Neill Rogers, Patty was born in 1951 in Orange, NJ. She was raised in the Vailsburg section of Newark and graduated from St. Peter’s College in 1973 with a degree in chemistry. After raising her family, she became an insurance underwriter at Horizon Blue Cross, retiring in 2013. She leaves behind her husband Kenneth, daughters Jennifer and Patricia Villanueva {Wally}, grandsons Nicholas Herrmann and Matthew Villanueva, and sister, Mary B. Rogers. In lieu of flowers, donations would be appreciated to either; Pulmonary Hypertension Association or a charity of your choice. Funeral arrangements by G. KEENEN O’BRIEN Funeral Home, 984 Avenue C.last_img read more

GEAR UP: Top Picks for Great Gear

first_imgThis year’s hottest products are here and just in time for the holidays. Get in gear! Gosun Solar Phone Charger Don’t let your phone freeze on the mountain this winter. PHOOZY protects your phone from the cold and extends your battery life up to three times. Ditch the single-use hand warmers and get a PHOOZY Thermal Capsule. ColdProof, SnowProof, DropProof. Use code BRO-15 at checkout for 15 percent off!  Pisgah National Forest boasts forested trails and rushing waterfalls. Climb Looking Glass Rock by trail or with rope and clip from the granite base, navigate swift white waters on the Nantahala, or camp amidst the hardwood forest canopy, all while wearing Landmark’s luxurious 50/50 cotton/polyester, unisex tee. Leki Copper S Glove Watershed Animas Backpack PHOOZY ICEMULECOOLERS.COM Sweet Protection Switcher Helmet Big Agnes Tiger Wall 2 Platinum Landmark’s Pisgah National Forest Tee The SkyLoft lifts your hammock experience to new levels with an open, airy design using lightweight aluminum spreader bars. Its dual functionality is the key to the SkyLoft’s overall appeal. Using a toggle system, you can switch into “Relax” mode or “Sleep” mode to fit your personal relaxation style – both day and night. The Animas is our most popular backpack style. It offers enough room for a couple of days worth of gear, along with the convenience of removable backpack straps. Perfect for tackle boxes along with extra clothing on a fishing trip, or enough gear for two days on the river.  EAGLESNESTOUTFITTERSINC.COM Ultimate portability. Ultimate ice retention. Ultimate ease of use. No wonder the ICEMULE BOSS™ is the ultimate cooler. Premium, multi-day ice retention paired with a best-in-class suspension system lets you go the distance and rest assured knowing you’ve got the best backpack cooler ever made. Fact. MOUNTAINHOUSE.COM Want to get your hands on some of this gear? Enter to win the GIVEAWAY!  The Interstellar features Sweet Protection’s proprietary RIG™ lens technology. These revolutionary lenses enhance contrast in low light conditions. Loaded with more technology and features like the ExcenterLock lens change system, sculpted toric double lenses with GORE® Protective Vents, carbon-reinforced frames, and an oversized comfort strap, these goggles are the new standard.  SWEETPROTECTION.COMcenter_img Sweet Protection Interstellar Goggles DRYBAGS.COM SWEETPROTECTION.COM Eno Skyloft Hammock Because it’s always more fun when you’re warm. Find the perfect layer for your activity, from high-aerobic mid-layers to freezing-temp-mega puffs at All our gear is designed and tested in our hometown of Steamboat Springs, Colorado. Everything we make comes with a 100% satisfaction guarantee. PHOOZY.COM “Handsome” full Goatskin leather glove in the Comfort Fit design with functional work glove styling provide the all day skier with a glove that looks as good as it performs.  GOSUN.CO Our SolarFlex 10 is perfect for charging your devices using nothing but sunshine. It’s simple, just connect any device and place in the sun. Under full sun, this will charge about at fast as a typical wall outlet charger. Icemule Boss THELANDMARKPROJECT.COM Big Agnes Men’s Shovelhead & Women’s Tiago Mountain House Fusilli Pasta “This is the first two-person tent we’ve tested that sneaks in below 2 pounds and doesn’t come with a host of caveats…” – Backpacker Magazine Learn more about this backpacking game changer at  The Switcher helmet is a groundbreaking and versatile all-mountain helmet. It has 22 active adjustable vents. The Advanced Hybrid construction with MIPS provides low weight and reinforcement in critical areas. The performance interior with a magnetic chin buckle makes it easy to fasten. The Switcher is the new standard in helmet technology.   Enjoy an authentic Italian-stye meal anywhere adventure takes you! Our new entree is a spun fusilli pasta in a rustic tomato sauce made with fire-roasted veggies, garlic, basil and Italian-style fennel sausage. Just add hot water and in minutes you’ll enjoy Fusilli Pasta wherever adventure takes you. BIGAGNES.COM LEKI.COM/US BIGAGNES.COMlast_img read more

Money lessons I wish I knew in my early 20s

first_img 7SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr by: Kevin YuI’ve had my fair share of mistakes when it comes to personal finance. Last week I wrote a post about how online poker changed how I view money. I was spending money like there was no tomorrow, splurging on unnecessary items, and didn’t save a single penny of winnings.Ten years later, I look back and think about how things would’ve been different. I play out these “what if” scenarios in my head thinking that I’d have a more sizable retirement account, or I’d be traveling around the world in the most exotic destinations.This certainly isn’t the case. I’d be lying if I told you that I didn’t regret some of the poor financial decisions that I’ve made, but what I’ve learned from these mistakes helped me pave a new road with very minimal road blocks.Here’s How It All Spiraled Out of ControlI remember seeing an advertisement on campus from Citi Bank recruiting college students to sell credit cards. We would go around campus getting students to sign up for a card and in return we would give them a plain grey tee shirt that said “COLLEGE” on the front. We got paid $5 per each sign up. It was quick money. continue reading »last_img read more

Mask and hand sanitizer shortage caused by increased demand, not stockpiling, police say

first_imgThe National Police concluded that the mask and hand sanitizer shortage across much of the country is due to a spike in demand caused by the COVID-19 pandemic, rather than mass stockpiling or hoarding.“At the moment, we have found that the skyrocketing demand for masks and hand sanitizer has caused both goods to be unavailable in the market,” National Police spokesperson Sr. Comr. Asep Adi Saputra said in a statement on Wednesday.Asep said the conclusion was based on police inspections of minimarkets, pharmacies and traditional markets over the past several weeks. “But we will continue to explore and investigate the possibility [of mass hoarding], with the police’s food security task force being the leader of the investigation,” he added.Earlier this month, the police had named 30 suspects across Indonesia for allegedly hoarding masks and hand sanitizer in order to sell them for higher prices as people have been hunting for both items in an effort to protect themselves from the virus. The police also confiscated 822 boxes of masks and 138 boxes of hand sanitizer.The suspects were charged under Article 107 of the 2014 Trade Law, which stipulates that producers or traders who stockpile goods and contribute to scarcity in the market, thus artificially increasing prices, face a maximum penalty of five years’ imprisonment and a fine of up to Rp 50 billion (US$3.57 million) upon conviction. (glh)Topics :last_img read more

Falling import demand, reduced foreign bond holdings narrows Q2 deficit

first_img“The narrowing CAD was driven by a trade surplus as a result of declining imports amid weakening domestic consumption and decreasing yield payments to foreign investors, with the domestic economy contracting in the second quarter,” the central bank said in a statement.Indonesia’s total imports fell $9.7 billion year-on-year in April-June to $31.74 billion to book a trade surplus of $2.88 billion in the second quarter, according to Statistics Indonesia (BPS) data.Meanwhile, foreign investors reduced their holdings of domestic financial instruments, including government bonds, in quarter two. The Finance Ministry recorded a fall in foreign ownership of sovereign debt papers from 39 percent at the beginning of the year to 29.6 percent in July, which also reduced dividend payments to foreign investors.BI also noted that the service trade deficit increased slightly due to a significant drop in foreign tourist arrivals as a result of COVID-19 travel restrictions and a decline in remittances from Indonesia’s migrant workers. Indonesia’s current account deficit (CAD) narrowed in the second quarter of the year as import demand fell and foreign ownership of government bonds declined, Bank Indonesia (BI) announced on Tuesday.The CAD narrowed in the second quarter to US$2.9 billion, down from 1.4 percent of gross domestic product (GDP) in the first quarter to 1.2 percent of GDP in quarter two.Southeast Asia’s biggest economy also recorded a $9.2 billion balance of payments (BOP) surplus in the second quarter, whereas it had recorded a $8.5 billion BOP deficit in the first quarter. Meanwhile, the central bank said that portfolio capital inflows were restored in the second quarter with $10.5 billion in portfolio investment and foreign direct investment, following significant outflows in March when COVID-19 was declared a pandemic. In contrast, the country recorded a $3 billion deficit in its financial and capital accounts in January-March.Government and corporate issuance of global bonds, as well as purchases of sovereign debt papers, had contributed to restoring inflows in the second quarter.“Capital inflows were driven by increasing global liquidity, the attractive yields of domestic instruments and sustained investor confidence in the Indonesian economy,” the central bank said.Separately, Bank Mandiri chief economist Andry Asmoro said: “Going forward, we see import growth will remain weaker than export growth due to the halt in some domestic investment and production activities amid the uncertainties related to the COVID-19 pandemic.”“This may maintain a surplus in the trade balance and will hence result in a shrinking CAD, which in turn will support the balance of payments and ultimately foreign reserves,” he added, saying that he estimated the annual CAD to be at around 1.49 percent of GDP.Similarly, Fitch Solutions also forecast that Indonesia’s CAD would amount to 1.5 percent of GDP this year, down from its initial projection of 1.9 percent of GDP.“Import demand in Indonesia is likely to continue suffering due to the COVID-19 outbreak, which has hit the domestic economy significantly,” said a research note dated Aug. 18 from Fitch Solutions country risk and industry research.Service exports are projected to collapse by at least 25 percent this year due to the closure of Indonesia’s tourist industry.Fitch Solutions said that Indonesia remained well placed from a funding perspective, despite its less sanguine view on investment inflows. It also said it was “likely that investors’ sentiment will remain weak throughout the year and as such, much of the funding of the current account deficit will be dependent on the country’s ability to furnish its foreign exchange reserves”.Indonesia has posted a trade surplus in the second quarter of 2020, primarily due to a decline in import demand.Topics :last_img read more